Rental yield can indicate whether a property is undervalued, overvalued or fairly valued.
Under bullet repayment, the principal remains outstanding and unpaid interest raises the liability over time. This makes the LTV ratio more vulnerable to a sharp fall in gold prices.
Combine a robust base health plan with a super top-up, critical illness cover and a dedicated medical corpus to protect household finances from soaring treatment costs.
Verify a content creator's Sebi registration, qualifications and certifications before acting on their advice.
Protect your vehicle from the unpredictable monsoon season by understanding essential motor insurance add-ons like Engine Protect and Zero Depreciation, crucial for covering damages from floods, waterlogging, and preventing costly out-of-pocket expenses.
Marriage, childbirth, dependent parents and ageing increase the cover a person needs.
'Users should protect their savings goals before allocating money to discretionary expenditure.'
The EPF should remain a retirement nest egg, not be turned into an emergency fund.
Understanding a product and assessing its suitability improve the chances of staying invested. Use life insurance mainly to cover risk, not to seek returns.
If reimbursement becomes unavoidable, submit a complete file at the earliest.
Avoid builders with very large commitments.
These new provisions are expected to help heirs access securities faster.
The tax treatment of equity savings funds makes them appealing, especially to investors in higher income-tax brackets.
Life cycle funds may suit people who are starting their investing journey. They may suit those who do not want to monitor their investments frequently. Busy professionals, beginners and delegators, who lack the time, information or interest to manage asset allocation actively, may find these funds useful.
'Dark patterns exploit human psychology, cognitive biases, urgency, confusion, or lack of attention to increase revenue for digital platforms at the expense of consumer choice and transparency.'
Algo strategies must be registered with stock exchanges.
The case for long-term investment in gold, however, remains intact.
Investors should do thorough due diligence when selecting a platform.
RIS Steady Life Cycle begins with an equity allocation of 35 per cent at age 60, which gradually reduces. Between ages 75 and 85, it remains constant at 10 per cent.
Amidst a sharp run-up in gold and silver prices, investors are advised to rebalance their portfolios by booking partial profits in precious metals and reallocating to domestic equities and debt, according to financial experts.
